The professionals at Sapphire Wealth Mangement, LLC and Mark W. Nichols, CPA PC deliver a team approach to planning and implementing the optimum in financial strategies designed specifically for you.

The first step is our complementary initial consultation. During this phase the principals of Sapphire Financial Group, LLC, Doug Howes and Mark Nichols, meet with each and every client in a consultation and evaluation process tailored to achieve your dreams.

Initial recommendations are provided during the meeting and a subsequent plan is developed and implemented.